This is a 9th and 10th grade informational text about the basics of personal economics and budgeting. While reading, students should cite strong and thorough textual evidence to support analysis of what the text says explicitly as well as inferences drawn from the text. Students should also determine a central idea of a text and analyze its development, including how it emerges and is shaped and refined by specific details. Students should also provide an objective summary of the text and determine the meaning of words and phrases as they are used in a text, including figurative, connotative, and technical meanings (License: https://creativecommons.org/licenses/by/4.0/).